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Denial Can Cost You Big Time On Your Life Insurance!

I think on some level we all carry a bit of denial along with us. It’s probably a chromosomal kind of thing, like there are x, y, z and denial chromosomes. Unfortunately for those most affected by...

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When You Get On Board With Your Agent!

A month or so ago I talked about a client of mine who, over the course of 4 years, has been working with me to get his rate down from the very first approval we were able to get through Empire General...

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Risk/Reward Of Angioplasty. Worth It?

Angioplasty has been praised for its’ less invasive approach to fixing clogged arteries than the traditional bypass surgery by many and it has been labeled a dangerous scam by others. In light of a...

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Diagnosed With Heart Disease? What About New Life Insurance?

It’s amazing how a heart attack or a visit to the ER with chest pain can make you consider mortality. Even when you come away with a quick fix like a stent, life just seems a bit more fragile. So how...

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Sometimes Bait And Switch Should Be Obvious!

I called a client of mine the other day because not too long after I had done an annual review of his term life insurance coverage I received a notice that he had applied with another company and was...

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Do You Think They Really Thought This One Through?

I’m always on the hunt for innovative underwriting. I like to find those nuggets when a company finally has an “aha” moment and decides that, for instance, maybe there’s some slack that can be applied...

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Matters Of The Heart!

Long gone are the days of US Financial Life Insurance and their clinical underwriting that gave so many clients competitive rates, rates they really deserved, within 6 months of an angioplasty or...

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Was Your Application For Life Insurance Declined?

I have to admit that if it wasn’t for life insurance applications being declined, we wouldn’t do a lot of business. I’ve shared before that most of our clients come to us because they had life...

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Is It Really High Risk Life Insurance?

The term high risk gets thrown around in the life insurance world probably way more than it should. The truth is that with the exception of truly high risk companies like Lloyds of London, life...

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12 Things That Most Life Insurance Agents Just Don’t Know?

I got an email from a life insurance agent today asking me if I could recommend a guaranteed issue life insurance company in Massachusetts. He indicated that he had run into several clients that were...

View Article

Denial Can Cost You Big Time On Your Life Insurance!

I think on some level we all carry a bit of denial along with us. It’s probably a chromosomal kind of thing, like there are x, y, z and denial chromosomes. Unfortunately for those most affected by...

View Article

When You Get On Board With Your Agent!

A month or so ago I talked about a client of mine who, over the course of 4 years, has been working with me to get his rate down from the very first approval we were able to get through Empire General...

View Article

Risk/Reward Of Angioplasty. Worth It?

Angioplasty has been praised for its’ less invasive approach to fixing clogged arteries than the traditional bypass surgery by many and it has been labeled a dangerous scam by others. In light of a...

View Article


Diagnosed With Heart Disease? What About New Life Insurance?

It’s amazing how a heart attack or a visit to the ER with chest pain can make you consider mortality. Even when you come away with a quick fix like a stent, life just seems a bit more fragile. So how...

View Article

Sometimes Bait And Switch Should Be Obvious!

I called a client of mine the other day because not too long after I had done an annual review of his term life insurance coverage I received a notice that he had applied with another company and was...

View Article


Do You Think They Really Thought This One Through?

I’m always on the hunt for innovative underwriting. I like to find those nuggets when a company finally has an “aha” moment and decides that, for instance, maybe there’s some slack that can be applied...

View Article

Matters Of The Heart!

Long gone are the days of US Financial Life Insurance and their clinical underwriting that gave so many clients competitive rates, rates they really deserved, within 6 months of an angioplasty or...

View Article


Was Your Application For Life Insurance Declined?

I have to admit that if it wasn’t for life insurance applications being declined, we wouldn’t do a lot of business. I’ve shared before that most of our clients come to us because they had life...

View Article

Is It Really High Risk Life Insurance?

The term high risk gets thrown around in the life insurance world probably way more than it should. The truth is that with the exception of truly high risk companies like Lloyds of London, life...

View Article

12 Things That Most Life Insurance Agents Just Don’t Know?

I got an email from a life insurance agent today asking me if I could recommend a guaranteed issue life insurance company in Massachusetts. He indicated that he had run into several clients that were...

View Article
Browsing all 20 articles
Browse latest View live




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